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Apply for a Social Security Number
The major requirement that banks have for applying for a mastercard within the US may be a Social Security Number (SSN). SSNs are assigned to people that are authorized to figure within the US, and are wont to report your wages to the govt and to work out eligibility for Social Security benefits. If you're a student studying within the US on an F-1, M-1, or J-1 student visa, and are authorized to figure within the US, you'll apply for an SSN.