Why do you need a currency account and a multicurrency card

Currency accounts to save currency

Gathered abroad or prefer to have an airbag in a stable currency - you can look into the exchange office, but there is a risk that you will lose money. Especially if the trip is urgent and there is no time to travel around the city in search of an exchanger with a favorable rate.
Another option is to open a currency account in a couple of clicks (or several accounts in the desired currencies at once). Gradually buy more currency there at a rate close to the exchange rate, or do it five minutes before departure, while sitting in the airport lounge.
In the wallet https://askwallet.io/qiwi, if it is identified, you can open a separate account for free in ten currencies: US dollars, euros, pounds sterling, Belarusian rubles, tenge, yen, yuan, Swiss francs, Czech crowns and Polish zlotys . The balances of all accounts are replenished from anyone, they can be checked on the website and in the application.
Multi-currency card, so as not to lose on conversion

We went abroad to a store, cafe or museum - it is convenient to pay with a multicurrency card.
If the card is in dollars, the money will be debited from the dollar account, taking into account the conversion. Moreover, at the time of purchase, the amount at the rate will only be blocked on the card, and the final debit will occur in a few days.
If during this time the exchange rate changes not in your favor, the exchange rate difference will be written off.
When paying with a multi-currency card, the calculation is always final. For example, before a trip to Italy, they replenished their foreign currency account in euros, paid for pizza with a multicurrency card, the money was debited from their account in euros and there were no additional expenses.
Publicado en Technology en julio 30 at 01:07
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