First, we need to understand who is a Broker?
Broker is an intermediate person between a client and a company. He provides an honest assessment& comparison of all Health Insurance Policies in the market. Medical Insurance broker helps to understand the best suited policies. He gives a comparative analysis of different policies so that a person can buy the best according to their medical and financial needs. Medical Insurance Broker is the expert who helps to decide the type of insurance and level of coverage is needed by a person. They are the experts who analyze the need and negotiate with insurers and recommend the coverage at a best affordable budget to a client.
India is a country of approx. 1.38 billion people. And majority comes under below poverty line where there is no such word of Insurance comes. But the leftover population in India is not also much aware about the Health Insurance Policy. Either they have seen the advertisement on T.V. or might have heard it from somewhere. India is a country where people have many kinds of Health Insurance Policies. Below are the broad categories and popular types of Health Insurance policies in India:
- Individual Health Insurance Policy
- Group Health Insurance Policy
- Senior Citizen Health Insurance
- Critical Illness Policy • Disease-Specific Illness Policy
- Top-up Plans
As we know, a Travel Insurance is very helpful especially for quick travelers as it provides the coverage if there is any hazardous emergency during travel. It is very important to take an Affordable Travel Insurance if you are traveling alone far from home. There are many companies which offer Affordable Travel Insurance policies that can be afforded by anyone. You only need to choose a policy that covers your requirements with cost benefits. Below are the plans an Affordable Travel Insurance includes:
- Medical expenses
- Personal Injury
- Damage caused by you
- Delayed or lost baggage
- Cancellation or Missed Departure